To get your $13* Bonus, open your Investment Savings Account today.
Please read on for offer details.
Dear Chris' Friend,

Chris Wu recently told us that you’re interested in a better way to save your money. Of course, you too deserve a savings account that pays you a high rate of interest, without paying service charges just to get at your own money.

Did you know that your money earns up to 3 TIMES MORE interest in an
ING DIRECT Investment Savings Account (ISA) than the average of the major banks – with no fees or service charges? Our high savings rate is currently at 2.4%.

Plus, as a referral of Chris Wu, you’ll also receive a
$13 BONUS when you open an Investment Savings Account (Limited Time Offer).

Visit today to open an account. Simply copy this URL and paste it into your Web browser.

Your referral code is 14806078S1
Enter this code on your Enrollment Form to get your $13 Bonus.

A savings account with a difference, the ING DIRECT ISA has NO fees, NO service charges and NO tiered rates. You can deposit or withdraw your money any time you want to, as often as you want to (it’s your money after all) and not be charged any penalties or fees.

Don’t wait any longer. To start saving your money at a high rate of interest, open your Investment Savings Account today.

You can also enroll by calling 1–888–464–8787.
Please quote referral code 14806078S1. We look forward to welcoming you to ING DIRECT.

Afshan Bye
Senior Vice President, Sales and Service

P.S. To take advantage of the $13 Bonus, you’ll need to make an initial deposit of $100 or more and enter your referral code on your Enrollment Form.

Please do not reply to this email. We have only sent you this e-mail as requested and have not kept your e-mail address in any database. Before receiving your name and e-mail details from your friend, we obtained their assurance that you had consented to receiving this offer from ING DIRECT. If the person who referred your name to us is not, in fact, an acquaintance of yours or did not receive your consent for this referral, please accept our apologies.

If you decide to open an Investment Savings Account, you may want to let the person who referred you know, as ING DIRECT will not disclose the status of your application.

At ING DIRECT, we respect your privacy and the privacy of others. To read our privacy policy, visit (simply copy this URL and paste it into your Web browser).

A registered trademark of ING Groep N.V. Used under license by ING BANK OF CANADA, a member of Canada Deposit Insurance Corporation.
Rate in effect as of January 1, 2005 and is subject to change without prior notice.
* This offer is valid for new Clients who open an ING DIRECT Investment Savings Account with a minimum initial deposit of $100 by December 31, 2005. The offer is limited to one $13 bonus per new account (including joint accounts) and is limited to one account per new Client.